Calling all innovators – find your future at Fiserv.

We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day – quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

Job Title

What does a great Senior Credit Risk Underwriter do at Fiserv?

You will be responsible for analyzing and assessing credit worthiness of existing and new national accounts.  You will play a key role in documenting deficiencies in account underwriting and referral processes.

What you will do:

• Review a high volume of risk alerts to identify potentially high risk/suspicious merchant processing activity.
• Make real time decisions to properly identify situations that require deeper investigation with the ability to identify emerging fraud trends while also identifying false positive alerts that require no additional action.
• Coordinate risk mitigation and fraud remediation efforts with other areas of the business such as Funding, Legal, Operations, Client Services, etc.
• Individually complete detailed financial analysis of new and existing merchant requests as well as assign credit rating and apply appropriate credit enhancements, where necessary.
• Conduct high level conversations with internal and external clients; maintaining good working knowledge of the Partners’ credit policies and procedures; identifying exceptions to policy and identifying any documentation deficiencies in account underwriting and referral process.  

What you need to have:

• 4-year degree or equivalent prior work experience in credit risk, fraud, and or underwriting.
• Experience analyzing financial statements.  
• Experience using Microsoft Office Suite of programs including Word, Excel, PowerPoint.

What would be great to have:

• Bachelor’s degree.  (Business, Finance, Accounting, Criminal Justice, Pre-Law, etc.).
• Experience with MasterCard and Visa Association rules and regulations.
• Customer Service experience with track record of dealing in adverse situations.
• Strong analytical, quantitative and problem-solving skills.

This role is not eligible to be performed in Colorado, California, District of Columbia, Hawaii, Maryland, New York, Nevada, Rhode Island or Washington.

Please note that salary ranges provided for this role on external job boards are salary estimates made by outside parties and may not be accurate.

Thank you for considering employment with Fiserv.  Please:

• Apply using your legal name
• Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

What you should know about us:

Fiserv is a global leader in payments and financial technology with more than 40,000 associates proudly serving clients in more than 100 countries. As one of Fortune® magazine's "World's Most Admired Companies™" 9 of the last 10 years, one of Fast Company’s Most Innovative Companies, and a top scorer on Bloomberg’s Gender-Equality Index, we are committed to innovation and excellence.

Our commitment to Diversity and Inclusion:

Fiserv is an Equal Opportunity Employer, and we welcome and encourage diversity in our workforce that reflects our world. All qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other category protected by law. 

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

Warning about fake job posts:

Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information.

Any communications from a Fiserv representative will come from a legitimate business email address. We will not hire through text message, social media, or email alone, and any interviews will be conducted in person or through a secure video call. We won’t ask you for sensitive information nor will we ask you to pay anything during the hiring process. We also won’t send you a check to cash on Fiserv’s behalf.

If you see suspicious activity or believe that you have been the victim of a job posting scam, you should report it to your local FBI field office or to the FBI’s Internet Crime Complaint Center.