Find Your Forward.

• Medical, Dental and Vision Benefits

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  At Fiserv, we are committed to providing comprehensive benefit plans and wellness programs to suit your family's unique needs, health and wellness goals and budgets. Our plans offer choices when it comes to your contributions and deductibles, all to help you maintain or improve your well-being.

  Medical Benefits

  Our medical benefits reflect our commitment to supporting and improving the health and well-being of you and your family, while also sharing the responsibility to control escalating healthcare costs. For medical coverage, Fiserv associates working 30 or more hours per week have a choice between:

  • Basic HSA Medical Plan
  • Basic Plus HSA Medical Plan
  • Core HSA Medical Plan
  • PPO Medical Plan
  • Kaiser HSA Medical Plan for associates based in California

  Our proactive approach to healthcare is designed to help our associates live well, control costs and access the care they need. For example, select in-network preventive care services, screenings and generic prescription medications are covered at 100 percent before you meet the deductible.

  Dental Benefits

  Studies show a connection between healthy teeth and overall health. Routine dental exams can assist in keeping you healthy. Associates working 30 or more hours per week have a choice between two dental plans:

  • Dental Preferred Provider Organization (DPPO)
  • Dental Health Maintenance Organization (DHMO)

  Vision Benefits

  Fiserv offers vision care benefits, giving you personalized care focused on your eyes and overall wellness. Associates working 20 or more hours per week are eligible for two vision plans — Basic and Premier — allowing you to choose the vision coverage that works best for you and your family.

• Health Savings and Flexible Spending Accounts

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  Health Savings Account (HSA)

  Associates enrolled in the Basic, Basic Plus, Core and Kaiser HSA medical plans may be eligible to open an HSA with Optum Financial. Eligible associates can receive company-paid HSA contributions to help pay eligible out-of-pocket expenses. HSAs provide multiple tax benefits:

  • Money may be deposited tax-free
  • Money may be withdrawn tax-free to pay for eligible medical expenses
  • Money grows tax-free
  • Fiserv contributions to your HSA are excluded from your gross income

  Flexible Spending Accounts (FSAs)

  You can set aside pre-tax dollars for qualified health care and/or dependent care expenses through automatic payroll deductions. You can use those funds to pay eligible expenses.

• Fuel Your Life Wellness Program

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  To live and work at your best every day, you need the tools and resources to elevate your well-being. And that looks different for each one of us. That’s why we offer Fuel Your Life, which features events, activities, coaching and education opportunities customized with your wellness goals in mind — all available at no cost to you.

  Available to all Fiserv global associates, Fuel Your Life offers a holistic approach focusing on your physical, financial, social and emotional well-being. Plus, it’s personalized to help you reach your health and wellness goals and earn valuable wellness incentives. Want to train for a 5K race? Stress less and meditate more? Improve nutrition or lose weight? Save money for college or retirement? No matter your personal goals, Fuel Your Life provides the tools to help get you there!

• Quit for Life^® Tobacco Cessation Program

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  Tobacco use is the leading cause of preventable death in America. If you use nicotine products (cigarettes, chew, cigars, pipe, e-cigarettes, etc.), Fiserv provides the tools and counseling to help you and your family members (18 and older) quit at no cost to you.

• 401(k) and Employee Stock Purchase Plans

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  Fiserv 401(k) Savings Plan

  Fiserv encourages associates to save for their future, including the company-sponsored 401(k) savings plan. Eligible associates may contribute on a pre-tax basis, or on a post-tax basis through the Roth 401(k) feature of the defined contribution plan. Fiserv will match up to 3% of your eligible compensation; 100% of the first 1% contribution and 50% up to the next 4% contribution of the associate’s eligible compensation. For example, associates who contribute 5% of their compensation on a pre-tax or Roth after-tax basis will receive the maximum matching contributions from Fiserv equal to 3% of their eligible compensation. Fiserv does not provide match on catch up contributions. SVP’s and above are not eligible for the company match. Associates can save up to the IRS limit in pre-tax and post-tax dollars in the Fiserv 401(k) Savings Plan.

  Employee Stock Purchase Plan

  The Fiserv Employee Stock Purchase Plan (ESPP) allows eligible associates to purchase shares of Fiserv common stock quarterly at a 5 percent discount off the closing share price of Fiserv stock on the last trading day of the calendar quarter. Fiserv associates can contribute 1 percent to 10 percent of their annual compensation through after-tax payroll deductions subject to limits in the Plan and can enroll at any time. Participant elections or changes to plan elections go into effect at the beginning of each calendar quarter.

• Insurance

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  Life and Accidental Death and Dismemberment Insurance

  Fiserv provides basic life insurance and accidental death and dismemberment (AD&D) coverage at no cost to associates. You can also purchase voluntary life insurance and/or voluntary AD&D insurance for you and your family through payroll deduction.

  Critical Illness Insurance

  This voluntary benefit helps minimize financial risk to you and your family by paying a lump sum cash benefit when you are diagnosed with a critical illness.

  Accident Insurance

  Similar to the critical illness insurance, accident insurance minimizes your financial exposure by providing a lump sum benefit when you experience an accident.

  Hospital Indemnity Insurance

  Hospital indemnity insurance provides a fixed daily benefit payment to help with out-of-pocket expenses if you have a covered stay in a hospital, critical care unit or rehabilitation facility.

  Business Travel Accident Insurance

  Fiserv is committed to ensuring the safety and security of our associates while traveling for business, so that you and your family members have peace of mind. Global Business Travel Accident (BTA) insurance is provided to all full- and part-time Fiserv associates. Some examples include emergency out-of-country medical expense benefits, emergency medical and security evacuations, and coverage for eligible dependents traveling with you. BTA insurance is fully paid by the company at 100 percent; and you are automatically enrolled and covered.

• Family Support Benefits

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  Adoption and Surrogacy Reimbursement Program

  This program provides reimbursement for eligible expenses related to the adoption of a child and surrogacy which include, but are not limited to, agency fees, attorney fees and travel expenses.

  Caregiving Benefit Program

  To support you – and your family – in navigating the care landscape, we are happy to offer caregiving benefits. This benefit is for parents with children of all ages, caregivers of adults and pets, and can also be used to find care for yourself – such as cleaning your home and running errands.

  Nursing Mother’s Program

  The Nursing Mother’s Program provides breast milk delivery for our business-traveling moms, providing refrigerated express shipping or easy toting of breast milk home to baby. In addition, Virtual Lactation Consulting and Breastmilk Nutritional Testing services are also available.

  Pet Insurance

  Pets are part of the family, and sometimes they need care too. Pet insurance is offered to Fiserv associates and provides protection at a negotiated rate. Pet insurance coverage includes freedom to choose any veterinarian, up to 90 percent back on veterinarian bills and savings compared other pet insurers.

• Commuter Benefits

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  You can set aside pre-tax dollars to pay for eligible commuting expenses, including public transportation, vanpools, commuter highway vehicles and parking. Through the program, associates can set aside funds each month for transit and parking expenses on a pre-tax basis. The program is designed to encourage the use of public transit.

• Living Proof Recognition Program

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  Fiserv associates are the key to our success, which is why we passionately believe in recognizing and celebrating their hard work and achievements. All active Fiserv associates are eligible to participate in the Living Proof Recognition Program. Associates honored through the program are “living proof” of our Fiserv values in action. The program features multiple award types that are used to acknowledge associate contributions of varying scope and impact.

• Employee Resource Groups

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  At Fiserv, our culture celebrates originality, encourages diversity of thought and promotes an environment of inclusion and unity. Each associate brings a unique background and set of experiences to Fiserv every day. We recognize that our success lies in building a diverse and inclusive workforce, along with ensuring that everyone feels comfortable bringing their unique thoughts and ideas to the table.

  An important aspect of the Fiserv experience is our commitment to creating an environment that celebrates inclusion in the workplace. One of the ways we achieve this is through our Employee Resource Groups (ERGs), which are voluntary networks designed to unite associates across the company who share a common background, identity, characteristic, affiliation or life experience, as well as those interested in supporting these communities. These groups play an instrumental role in furthering our commitment to creating an inclusive culture by providing a forum for associates to connect, share their perspectives, exchange ideas, support each other, and elevate their professional development and careers.

• Paid Time Away

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  Disability Insurance

  You may not imagine yourself unable to work due to injury or illness, but it’s best to be prepared. Fiserv provides basic short-term and long-term disability insurance at no cost to associates. You can purchase additional long-term disability insurance through payroll deduction.

  Parental Leave

  Becoming a parent is life changing. Bringing a newborn baby or new child into the family is like nothing else. Parental Leave allows quality time to bond with your new child and can be crucial in acclimating as a parent and family, supporting your child’s development and gaining confidence in your parenting.

  Recharge and Refuel, Well-Being and Holidays

  Taking time to recharge and refuel (R&R) is critical to your total well-being. Whether you need a day to run errands, plan a week-long family vacation, or spend the day at home due to illness, our R&R and Well-Being Time policies give you the time off you need to manage your personal needs. In addition, Fiserv observes nine company holidays in the U.S.

• Employee Assistance Program

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  At some point in our lives, each of us faces a challenge or situation that is difficult to resolve. When these instances arise, the SupportLinc Employee Assistance Program (EAP) is there to help. SupportLinc provides confidential, professional referrals and up to five sessions of face-to-face counseling for a wide variety of concerns, such as anxiety, depression, marriage and relationship problems, grief and loss, substance abuse, anger management, stress and work-related pressures. The SupportLinc EAP is available to you and your household members at no cost.

• Discount Programs

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  Fiserv offers a variety of discount programs to benefit our associates. Some of these programs include:

  General discounts – Fiserv offers associates two discount programs to help you save a significant amount of money each year. Enjoy discounted employee pricing on your favorite brands, personal travel, everyday items, dining and much more.

  Home and Auto Insurance – Fiserv associates are eligible for automobile and home insurance discounts, and have the option to pay for it with convenient payroll contributions. Insurance benefits include group discounts up to 15 percent, good driver rewards and 24/7/365 claim service.

• Financial and Educational Support Benefits

  Financial Wellness

  Elevate your financial wellness now and throughout your Fiserv career. This company-paid benefit enables U.S.-based associates to access valuable financial knowledge and skills. You can take full advantage of financial coaching and other resources to make informed financial decisions. These services are voluntary and confidential – available at no cost to you.

  Identity Protection

  Fiserv offers an identity protection benefit to provide additional security for your identity and personal assets through a proactive monitoring service that alerts you of fraud and fully restores your identity.

  Legal Plan

  This program provides access to a nationwide network with thousands of experienced attorneys available to help you and your family with everyday legal matters.

  Student Debt Management

  Our U.S. associates can get free access to an online platform designed to help pay down student loan debt. With this solution, associates can view all student loans in a secure online location, shave years off loans, and explore ways to refinance existing debt at a lower interest rate. The program is available at no cost to you.

  Tuition Reimbursement Program

  Fiserv provides tuition assistance to encourage associates’ professional development through reimbursement for pre-approved courses at accredited schools and universities. The tuition reimbursement program provides reimbursement to associates for tuition fees and other job-related educational expenses.

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URL provided: transparency-in-coverage.uhc.com